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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Beautiful to use

Awesome to use, have been using this service over 1year now Reviewed on: 1st May 2024

From applying to the card and setting everything was...

From applying to the card and setting everything was easy and swift Reviewed on: 1st May 2024

Excellent customer service

Excellent customer service, help you with whatever you require advice with. Check in with you regularly and provide statements. Email you with any updates or information you need. Reviewed on: 1st May 2024

Very good and excellent service.

Very good and excellent service.no hidden charges Reviewed on: 1st May 2024

Helped a lot

Hassle free credit card and manageable through the app Reviewed on: 1st May 2024

Having been a customer for some years , i rarely use...

Having been a customer for some years , i rarely use my card but not had a bad customer experience. Reviewed on: 1st May 2024

Rebuilding you credit...

They offer you the opportunity to rebuild your credit rating, in doing so helping you to manage you expenditure. Reviewed on: 1st May 2024

A review which has been kept for several years

Dear Vanquis Team, I’ve been using Vanquis since I was a student. Back in that time as an international student, I was not eligible for many credit card providers. Fortunately my application for Vanquis got approved and I initially had £500 credit. Because I’ve always been using it sensibly, my credit limit increased a few times in the first few years. It helped me a lot as I did not have much savings as a student. Now I’ve been working nearly 4 years and my limit has increased to £5000. My credit score is excellent because they are able to track my credit history with Vanquis, which is a huge benefit that I was not aware. In the past 7/8 years, I’ve lost my credit cards twice and it got stolen once. The customer service line is always easy to get through and new card is issued very quickly, usually get it in a week time. I also had a scam once which eventually was refunded back to me with the help of Vanquis. Every-time when I get through a manager they come across very polite and helpful. I could not remember how many people I’ve recommended Vanquis for! Im writing this review as I genuinely want to thank all the team members from Vanquis. You’ve done an amazing job! Thank you for accepting my application in the first place. Since I started working - I got lots of credit card providers reached out for credit card registration, but I’ve never changed and never thought about changing. It’s like a friend who helped you out when you were down! When you are doing well, you’d never forget about them and always feel grateful! All the best with the business:) best wishes, Lingmin Reviewed on: 1st May 2024

HANDY CARD

Easy to use app good all round service Reviewed on: 1st May 2024

Needed a break in payments when I was sick and they...

Needed a break in payments when I was sick and they helped me alot Reviewed on: 1st May 2024

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