Smart Money People Logo

Vanquis : Credit card reviews

4.24
Based on 554 reviews, last reviewed 22nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
77%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
7%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025
fizzleaf71's avatar
fizzleaf71

Latest lowest rating:

1

Avoid avoid avoid at all costs Had a refund from an outside company paid back onto my Vanquis credit card. Despite 5 ( yes FIVE) phone calls requesting this be paid into another ban... Read more Reviewed on: 22nd February 2026
Andrew J's avatar
Andrew J

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (554)

Review of the Vanquis, Credit card:

Good credit card

4
Vanquis have been fair to me, making an early payment on the statement balances is not possible which is annoying, only additional payment but the same amount on the direct debit would be taken regardless, otherwise they are good Reviewed on: 8th February 2023

Brilliant

5
Wicked fantastic customer service and excellent customer support Reviewed on: 23rd May 2023

Great company

5
I'm so happy use card ,and also I have loans with your company, great staff, everything is correct Reviewed on: 23rd May 2023

Customer services

5
Efficient, well informed and friendly customer service. Reviewed on: 23rd May 2023

Great companion

5
Excellent product and services whenever and wherever. Reviewed on: 23rd May 2023

Simple Fast & Convenient

5
I needed to reduce my costs and Vanquis offered me a credit card at a more competitive rate. It was simple to apply and the decision was instant. Reviewed on: 23rd May 2023

Always great

5
Have card and loan and was easy and customer service always spot on Reviewed on: 23rd May 2023

Very good card

5
Very good credit card easy to use app there when I need it Reviewed on: 23rd May 2023

Excellent service from Customer Care

5
Contacted Customer Care line. Spoke to a very helpful, informed person who sorted my problem within 5 mins. Reviewed on: 23rd May 2023

Best credit card I've ever had

5
Simply the best credit card ever. Very easy to apply, with friendly staff and an app that is so simple to use... Reviewed on: 23rd May 2023

Loan

5
Easy process and quick decision. A great company and well worth a award. Reviewed on: 23rd May 2023

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Credit builder credit card

    from Vanquis 4.78 from 19912 reviews
    Vanquis
    View all products