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Vanquis : Credit card reviews

4.24
Based on 554 reviews, last reviewed 22nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
77%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
7%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025
fizzleaf71's avatar
fizzleaf71

Latest lowest rating:

1

Avoid avoid avoid at all costs Had a refund from an outside company paid back onto my Vanquis credit card. Despite 5 ( yes FIVE) phone calls requesting this be paid into another ban... Read more Reviewed on: 22nd February 2026
Andrew J's avatar
Andrew J

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (554)

Review of the Vanquis, Credit card:

I had to pay scammers . And I reported fraud.

1
I had to pay scammers . Disgraceful company, Reviewed on: 1st January 2025

Vanquis Helpful

5
Vanquis has help me with a credit card and a loan. When struggling to make payments, they helped me rearrange my payments so it was easier to manage. The advisor gave me tips on how to manage my finances. Reviewed on: 23rd May 2023

Reliable

5
Excellent but need regular review Reviewed on: 23rd May 2023

Excellent service

5
Every time I’ve had a problem , it’s been solved solved very quickly with no problem whatsoever Reviewed on: 23rd May 2023

Very well run company.

5
Never had any problems very well run company straight forward to use app etc. Reviewed on: 23rd May 2023

Great service

5
The best company to gave a card ir loan with. Excellent customer service Reviewed on: 23rd May 2023

Helpful Company

5
The customer service advisors are extremely helpful at Vanquis. Everything is easy to understand and you can sort everything out online. Reviewed on: 23rd May 2023

Vanquis credit card

5
1 off my very first credit cards , I've had nothing but excellent service from start to finish and Excellent value for money nothing is too much for them to help me with and now I have a very good card limit good APR so much so I now have a Loan also with Vanquis a d still I receive the 5 star treatment , Reviewed on: 23rd May 2023

Very Handy Card

5
Applied for a Vanquis credit card some while ago now and received it shortly after. Has been easy to use, the application process was quick, easy to understand and the process is straightforward. I opted not to receive the automatic credit limit rise, instead, opting to see how I managed my finances and, when ready to, took up the offered increases after some time. Having spoken with the Vanquis team on the telephone several times I found them to be very knowledgeable, helpful and friendly, and above all, respectful, too. This card has been easy to set up and use and has come in very handy, at times, when seeing that particular purchase on the spur of the moment which has managed to save me money in the sales! Highly recommend Vanquis if you want a great company that values its customers and the card is great, too. All in all, cannot fault them. Reviewed on: 23rd May 2023

A great all-around credit card

5
I’ve had the card for almost 3 years or so. Easy to use, never had any issues. Repayments are a breeze as well. Customer service is top-notch and easy to reach out as well. Overall I’d recommend Vanquis to anyone. Waiting on Apple Pay soon! Reviewed on: 23rd May 2023

The best customer service

5
Always friendly and supportive and sort everything out for me when needed!! Reviewed on: 23rd May 2023

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