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Virgin Money: Credit cards reviews

3.84
Based on 802 reviews, last reviewed 12th Feb 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Easy to use app. Easy to use app. But shame about delays on updates. Reviewed on: 22nd January 2026
Tom's avatar
Tom

Latest lowest rating:

1

Very disappointing experience with Virgin Money. Very disappointing experience with Virgin Money. I applied for this credit card specifically because of the advertised 30 months 0% balance transfer o... Read more Reviewed on: 12th February 2026
Marcin Czerniawski's avatar
Marcin Czerniawski

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Credit cards reviews (802)

Review of the Virgin Money, Credit cards:

Always helpful

5
Never had bad service from them, always helpful and always keep you updated with changes and offers. Reviewed on: 14th December 2018

Easy and secure

5
Easy to use but with good security procedures. Reviewed on: 18th December 2018

Excellent!

5
Always get what i go online for and hassle free. Reviewed on: 18th December 2018

Straight forward

5
I wanted to transfer a credit card balance to a zero rate. The process was straight forward no nonsense, no pushy upselling- exactly what I wanted. Reviewed on: 17th December 2018

Easy, trustworthy banking

5
Easy application process and balance transfer, card arrived super quick and making payments online is super quick and hassle free! Reviewed on: 17th December 2018

very happy

5
Very good rates, and great offers and deals such as cash back and discounts etc Reviewed on: 17th December 2018

Great product, excellent 0% term with low monthly repayments

4
Great product, excellent 0% term with low monthly repayments Reviewed on: 17th December 2018

Great Service

5
Great product and service would Definately recommend Reviewed on: 16th December 2018

Easy to deal with online

5
Easy to deal with and maintain account online. Reviewed on: 16th December 2018

Great balance transfer rate

5
Easy to set up and transfer a balance to the card. Reviewed on: 16th December 2018

Fantastic!

5
So easy to sign up for, professional and secure with fantastic offers! Reviewed on: 15th December 2018

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