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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.84 (802 reviews)

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3.84

Based on 802 reviews, last reviewed 12th Feb 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Easy to use app. Easy to use app. But shame about delays on updates. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Very disappointing experience with Virgin Money. Very disappointing experience with Virgin Money. I applied for this credit card specifically because of the advertised 30 months 0% balance transfer o... Read more Reviewed on: 12th February 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Credit cards reviews (802)

Review of the Virgin Money, Credit cards:

Good credit card for overseas trips

Good credit card for overseas trips as are not charged a fee for using the card overseas unlike other banks. Reviewed on: 31st May 2023

Satisfied Virgin Customer

I opened a credit card with Virgin this year and have been really impressed with the service received, highly recommended. Reviewed on: 14th December 2018

Good feel

Friendly helpful staff who referred me to website that worked. Reviewed on: 14th December 2018

Competitive, Efficient, friendly.

What is there to say!- virgin money provide a easy, fast & effective service. No issues what so ever. Reviewed on: 14th December 2018

Easy straightforward process

Simplest process I've been through yet. Reviewed on: 14th December 2018

Excellent service

Extremely helpful and friendly service Reviewed on: 14th December 2018

geeat all rounder

using virgin credit cards is easy , straightforward and rewarding. Reviewed on: 14th December 2018

easy process and good warnings

easy to apply for with a good long term interest free period - but it's backed up by clear instructions, terms and useful emails advising of different rates and limits - easy to get balance by text and stay in terms Reviewed on: 14th December 2018

Convenient, understanding bank.

Virgin have always kept me up to date with all changes to my account, never charged me any questionable charges and with their web access and height street banks it couldn’t be easier to find any information I need or even just to pop in and relax. You do feel looked after. Reviewed on: 14th December 2018

Virgin credit card

I've had nothing but positive experience while using my Virgin credit card. There customer service is excellent. There seems to be a lot more benefits and rewards for being a Virgin customer than other banks. Reviewed on: 14th December 2018

Top notch for information and customer service

Virgin Money has always supported my financial needs. I have been well informed of products and relieved quality customer service when required. Reviewed on: 14th December 2018

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