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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.84 (802 reviews)

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3.84

Based on 802 reviews, last reviewed 12th Feb 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Easy to use app. Easy to use app. But shame about delays on updates. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Very disappointing experience with Virgin Money. Very disappointing experience with Virgin Money. I applied for this credit card specifically because of the advertised 30 months 0% balance transfer o... Read more Reviewed on: 12th February 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Credit cards reviews (802)

Review of the Virgin Money, Credit cards:

Always helpful

Never had bad service from them, always helpful and always keep you updated with changes and offers. Reviewed on: 14th December 2018

Shining a light on all things money

From the online experience to the app, Virgin Money has helped me to handle my finances in a mature but pleasurable fashion. Virgin Money makes me feel as though they are on MY side, there to help me not judge me and to remove any stigma about dealing with all matters money. Virgin Money allows you to be a grown up about money while ensuring it's a pleasurable experience. Reviewed on: 14th January 2018

Great promotional deal, simple to use and with no problem what so ever

Applying for a credit card with virgin was so easy and simple to do. They gave me a great deal. Their online website is easy to use and very safe and secure. My card came in the post within a couple of days and I’ve had no problems with them ever since. Reviewed on: 13th January 2018

Definitely reccommend

Fab rewards Great service overall . Reviewed on: 12th January 2018

Amazing offers, good rates brilliant service

Virgin offer great 0% deals even after your promotional deal finishes there is always a good deal to take advantage of. By far the best card I have. Reviewed on: 11th January 2018

Simple to understand, easy to use

Been using this service for several years now and overall it is great. The website its straightforward and easy to navigate. The charges are clear and simple to understand, being able to manage my credit via the website is really easy. Reviewed on: 8th December 2017

Pretty good

Good deal, useful lounges and nice-looking card! Reviewed on: 24th November 2017

Virgin Money...Second to None!

I took out a credit card with Virgin Money in September. I was very hesitant about getting a credit card as I am from the 'old school' If you don't have the Cash you don't buy...But I am very pleased with everything about Virgin Money, and the Customer Service is second to None. Reviewed on: 23rd November 2017

Helped me do much

Virgin have helped me get my money back on track so get my life back on track too Reviewed on: 22nd November 2017

No hidden costs

Answered every question I had in full and have been extremely helpful throughout my experience with Virgin. No hidden costs or blind you with science, straight to the point and makes life easier! Reviewed on: 22nd November 2017

Fantastic service and great value

From applying to setting up the online banking has been so easy and hassle free. I am not one of those people that are right at home with using a computer, but the step by step instructions and ease of use when using the online banking mean even I find it user friendly. Also the special offers and great interest free period make virgin a real pleasure to do business with. I would thoroughly recommend them without hesitation!! Reviewed on: 22nd November 2017

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