Write a review

Go to business site

Virgin Money: Travel insurance reviews

Name: Travel insurance
Rating: 2.12 (107 reviews)

View other Virgin Money products

1.77

Based on 107 reviews, last reviewed 20th Dec 2025

No new 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

22%

67%

Latest highest rating:

5

Was taken into hospital virgin money sorted out all... Was taken into hospital virgin money sorted out all my expenses would highly recommend them Reviewed on: 4th November 2024

Latest lowest rating:

2

Disappointing experience with claims department. I have had three annual travel policies and three policies specifically for cruises. Until this time I had never needed to make a claim. On our cruise... Read more Reviewed on: 20th December 2025

Read all reviews See your review

About this product

Virgin Money travel insurance is available for annual multi-trip or a single trip.

Virgin Money offer three levels of travel insurance. Red is the lowest cost policy with a £100 excess per person. Silver is mid-range and has an excess of £75 per person. Gold is the highest cover level with £50 excess per person.

Virgin Money travel insurance reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Travel insurance reviews (107)

Review of the Virgin Money, Travel insurance:

Won't pay out for cancellations

In an 8 month battle for a travel insurance claim that was for a holiday cancelled at the end of March when the world was in a lockdown. Was asked for proof we didn't travel (even though the world was locked down) we ask you for different things every time despite them being sent to delay the pay out. Won't issue a refund if you were offered a voucher which terms and conditions don't state. Contacted citizens advice bureau who have informed me we are entitled to a refund from the travel insurance company. They hope people will give up if they're awkward I'm sure. Had to ask for their complaints department four times and got ignored though they replied to other aspects of emails. Reviewed on: 20th January 2021

Happy with online process, then I called the team

The online process was pretty good, however I called to go through with an agent some questions and concerns I had. They didn't really instil me with much confidence to be honest, in fact I don't feel very confident at all with purchasing this insurance. I felt like they weren't really trained to answer questions correctly. Also, to be honest I felt like they were trying to avoid answering my questions and referred me to the online form which made me feel uneasy. I'm going to be investigating other companies. Reviewed on: 11th November 2018

Reply from Virgin Money Thanks for your feedback Grace, so we can help further can you email your details to reviewhelper@virginmoney.com? Thanks, Jane Response date: 12th November 2018

AVOID THIS INSURANCE

Took out insurance for holiday not knowing mum was diagnosised with terminal cancer, at time of taking out insurance mum very well, mum had hospital appointment week before we were to fly out for our 30th , small op, never came out and five days latter told she had 2 hours to live , this given by the consultants at the hospital, cancelled holiday as due the next morning, filled all paper work out and got hospital consultant to fill in medical certificate, after a few weeks was told this was isn’t enough , very strange as they were looking after mum in Ipswich hospital, now 2 months latter and have requested another certificate from my mums GP, mum still here and has been in hospice for 8 weeks now very poorly, have had emails from travel claims services and they are assuming that I knew my mum would be in hospital at the time of my holiday, feel so upset by some of the letters received and comments made , now going to my mums GP and paying for him to fill out another medical certificate, what more can I do , feel very let down by this company, thanks , mr g Harper Reviewed on: 31st October 2018

Reply from Virgin Money So sorry to hear about this, I'll have a look into this for you. Can you send your details over to reviewhelper@virginmoney.com and I'll pick it up from there? Thanks, Holly Response date: 6th November 2018

Do not care about their customers

Do not care about their customers. You will be losing my services, and I will be cancelling my Virgin Media TV & Broadband package too because I do not want to be with a company that doesn't care about their customers. One slight oversight, payed off 16 times the minimum amount to show i'm not messing about and still no help to re-instate my 0% interest on a very hefty amount I borrow from them! What ever happened to goodwill gestures and caring about the customer?? Because I certainly feel like this company don't. Yet you text to remind me AFTER the deadline.. what help is that to anyone. Reviewed on: 26th October 2018

Reply from Virgin Money Hi Kayleigh, so I can look into this for you can you email your postal address and best contact number to reviewhelper@virginmoney.com? Thanks, Jane Response date: 27th October 2018

Dissapointed

Claimed for Holiday Cancellation due to mum having a heart attack, (she was not in the party to travel), very slow to respond, 28-30 days, then told I needed to provide Proof of payment, I had already provided emails from the provider to confirm booking payment and cancellation of the holiday, another potential 28-30 days wait. Why didn't they tell me initially that I needed to provide this? when I phoned to chase progress, minimum 20 minute wait to speak to an adviser. Virgin are using 'Travel Claims Services' to process their claims, I would avoid any insurer that uses them. I thought Virgin were a premium provider that made transactions simple, how very wrong, second rate at best, complex and slow. Reviewed on: 16th October 2018

Reply from Virgin Money Thanks for getting in touch Paul, sorry to hear about that. If you'd like us to see what we can do to help further on this end, just email your details to reviewhelper@virginmoney.com. Thanks, Jane Response date: 27th October 2018

good and easy quick

online very quick to do, confirm letter in 2 days helpful friendly Reviewed on: 23rd September 2018

Reply from Virgin Money Thanks for your feedback Carol, great to hear you're happy with your Travel Insurance policy with us. Hope you have a great holiday! Thanks, Jane Response date: 1st October 2018

Virgin Travel Insurance is a must!

Great communication, reasonable prices. Very easy to get in touch with an make a claim. Reviewed on: 3rd September 2018

Reply from Virgin Money Hi Sriya, thanks for your feedback - if there's anything we can help with just get back in touch. Thanks, Jane Response date: 5th September 2018

Not what I expected

I explained my elderly father( 88 ) diagnosed with cancer with supporting doctors letter so the holiday was cancelled prior to the flight. Virgin wanted a further document completed by the doctor when the first letter was sufficiently detailed. The first letter was a charge and so would the second and my father did not want to bother his doctor further. You felt Virgin was unhelpful, lacked consideration and was making the claim difficult to process rather than being understanding. Very disappointing " experience " and I wont renew on expiry Reviewed on: 22nd July 2018

Reply from Virgin Money So sorry to hear that Clive, if you'd like us to take a look into this for you just email your details to reviewhelper@virginmoney.com. Thanks, Jane Response date: 2nd August 2018

Beware of auto renewal on 12 month policy paid by credit card.

First 12 month policy branded as 'Virgin' no problems with that but I did not recall accepting auto renewal by credit card. Only realised a second year had been taken during a credit card statement check when an entry from Insure and go appeared. Took far to long to get the unwanted policy cancelled and the money to be refunded. Had to threaten to withdraw investments and cancel mobile contracts before VM would act. This happened a few years ago so I would hope their marketing has been made clearer now. Reviewed on: 5th June 2018

Reply from Virgin Money Hello, if you’d like to discuss this further Dee just pop your details over to reviewhelper@virginmoney.com and I’ll take it from there. Thanks, Lindsay Response date: 16th June 2018

It says what it does on the tin.

All easy to understand. Everything is covered. A price is competitive. Reviewed on: 16th November 2017

Friendly company, easy to understand my purchase

I purchased good value travel insurance. Clear policy, easy to understand. Reviewed on: 1st October 2017

Reply from Virgin Money Great to hear you're happy with your Travel Insurance policy Kathryn! Hope you have a fab holiday, just let us know if there's anything we can help with. Thanks, Jane Response date: 3rd October 2017

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Travel Insurance
from John Lewis 4.75 from 3 reviews
Travel insurance
from Avanti Travel Insurance 4.75 from 1625 reviews
Travel insurance
from TopDog Insurance 4.49 from 20 reviews

Want to see more from Virgin Money?

Help to Buy: ISA
from Virgin Money 4.52 from 23 reviews
Fixed Rate Savings
from Virgin Money 4.32 from 60 reviews
Savings
from Virgin Money 4.08 from 108 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub