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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1440 reviews)

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4.95

Based on 1,440 reviews, last reviewed 17th Jan 2026

17200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I have never had a problem with zopa. I have never had a problem with zopa. I have saving pots, credit card and a loan. Everything I want to know about each of my accounts are just a click... Read more Reviewed on: 17th January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1440)

Review of the Zopa, Cash ISA:

Have been very happy to have been a customer of Zopa.

Have been very happy to have been a customer of Zopa. Great rates, great app, great company Reviewed on: 24th April 2025

Promotion rates only for new customers

All been good but disappointing that interest rates dropped after 1st year for existing customers so have had to move elsewhere Reviewed on: 16th January 2026

Love using the Zopa app.

Love using the Zopa app. So easy to transfer money, open new savings pots and check my balances Reviewed on: 16th January 2026

Excellence

Good rates of interest. Helpful and efficient customer service. Clear and easily navigable website. Reviewed on: 16th January 2026

Excellent service well trusted.

Excellent service well trusted. Easy to operate. Highly competitive. Reviewed on: 16th January 2026

Great rates and simple to use...

Great rates and simple to use, the app is excellent Reviewed on: 16th January 2026

The easiest ISA provider I've used

The easiest ISA provider I've used they make opening, using and setting up new ISA's so easy with none of the goods rates dropping to a low rate after the first year. Reviewed on: 16th January 2026

Good rates of interest and easy to use app

Good rates of interest and easy to use app Reviewed on: 16th January 2026

Best instant access rates around

Excellent Intrest rates and extremely easy to access funds when required Reviewed on: 16th January 2026

Like it.

aceesing the app is straightforward and the layout setting out the different pots and designations are really helpful and clear.Like it Reviewed on: 16th January 2026

Zops is tops

Easy to use, never had any hassle. Reviewed on: 16th January 2026

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