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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1530 reviews)

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4.95

Based on 1,530 reviews, last reviewed 8th Mar 2026

25500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great rates, smartphone app is very user-friendly Great rates, smartphone app is very user-friendly Reviewed on: 8th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1530)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Easy to use app and great communication

Easy to use app and great communication Reviewed on: 17th April 2025

Great app and great interest rates.

Great app and great interest rates. Good customer communication. Reviewed on: 17th April 2025

Easy banking

Easy to use, set up, clear & transparent Reviewed on: 17th April 2025

Easy to manage through app.

Easy to manage through app. Can take a while to get to speak to someone if you have a question, but knowledgeable staff once you to make contact. Reviewed on: 17th April 2025

Easy to manage account via the App

Easy to manage account via the App and transfer monies Reviewed on: 17th April 2025

Zopa savings accounts

Excellent service, a bit slow on the phones. Reviewed on: 17th April 2025

Highly recommend this company

From the start they have been excellent both customer service and interest rates. I thoroughly recommend them! Reviewed on: 17th April 2025

Probably the best bank I have ever used!

Zopa seems to be going places and it’s good to be in at the beginning. Zopa interest rates are some of the best available and the app makes managing my current and savings accounts extremely easy. It’s also great to see your interest growing daily and then get it paid into your account each month. I can also get interest in my current account. Every little helps right? I have moved all my savings into Zopa to make the most of money and I plan to start using my current account as my main money account. I’m a very fussy customer but have to score Zopa 10/10 for their accounts, ease of set up and use and so far, I am a very happy and a satisfied customer Reviewed on: 17th April 2025

Simple to navigate accounts.

We have had an isa and savings account. Very easy to navigate and so easy to transfer money from bank account and between savings. Reviewed on: 17th April 2025

easy to use and good rate

The apps is very easy to use and very good rate Reviewed on: 17th April 2025

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