Write a review

Go to business site

Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1448 reviews)

View other Zopa products

4.95

Based on 1,448 reviews, last reviewed 20th Jan 2026

18000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

My money Very good service. very friendly customer service easy access to my money Reviewed on: 20th January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

Read all reviews See your review

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1448)

Review of the Zopa, Cash ISA:

Super easy to use at the touch of a screen.

I wanted to set up an online easy access ISA last year and found Zopa to be a very user friendly app to navigate. Managed to transfer in an old isa in with ease too! All done at home at the touch of a screen. I can see my money at all times and it also tells me how much of my yearly allowance I can still deposit. Would highly recommend. Reviewed on: 25th April 2025

Easy to set up and manage your accounts plus good in...

Easy to set up and manage your accounts plus good interest rates. All account details well explained and advantages/disadvantages to each account type shown Reviewed on: 16th January 2026

No Negatives from Me.

It was very easy to open my ISA online. The interest rates offered were the best I could find at the time, and remain very competitive. I can access my account 24 hours per day via the Zopa app, which gives me all the information I could want in a very easy way. Reviewed on: 16th January 2026

Easy to use and great features.

Easy to use and great, very useful features, such savings pots. Transfers take seconds. Reviewed on: 16th January 2026

Great interest rates and easy to use app

Great interest rates and easy to use app Reviewed on: 16th January 2026

I appreciated how easy it was to set up the Cash ISA...

I appreciated how easy it was to set up the Cash ISA, very easy to transfer to your account directly in the app and no penalties for withdrawing savings when needed. Reviewed on: 16th January 2026

Competitive Products and Great App

Zopa provides ISA products which are very competitive. The app is attractive, easy to use and a fantastic tool to watch my savings grow. Zopa makes saving fun, and my experience has been 100% positive. Reviewed on: 16th January 2026

I really like the ease and flexibility that my Zopa...

I really like the ease and flexibility that my Zopa account offers me. The ability to move funds quickly to and from my nominated bank account as well as between my Zopa accounts. Zopa offers good rates of interest and the ability to save in the account that suits my current circumstances. I also receive emails informing me of any changes to interest rates as well as new products that may interest me. Reviewed on: 16th January 2026

Very clear and reliable app

Very clear and reliable app, good interest rates Reviewed on: 16th January 2026

Excellent product which works well

Excellent product which works well Reviewed on: 16th January 2026

Top of the class

I really cannot fault Zopa in my experience with them Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Lifetime ISA
from Tembo Money 4.94 from 586 reviews
Lifetime ISA
from Plum 0.00 from 0 reviews
Easy Access Cash ISA
from Monument 5.00 from 6 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2331 reviews
Smart Saver
from Zopa 4.94 from 7479 reviews
Personal loan
from Zopa 4.94 from 67253 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub