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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1453 reviews)

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4.95

Based on 1,453 reviews, last reviewed 23rd Jan 2026

18500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Saving with zopa Ive been saving for about four years with zopa with fixed isa and normal isa and so does the wife they have good rates of interest not the top but th... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1453)

Review of the Zopa, Cash ISA:

Super easy to use at the touch of a screen.

I wanted to set up an online easy access ISA last year and found Zopa to be a very user friendly app to navigate. Managed to transfer in an old isa in with ease too! All done at home at the touch of a screen. I can see my money at all times and it also tells me how much of my yearly allowance I can still deposit. Would highly recommend. Reviewed on: 25th April 2025

Competitive Products and Great App

Zopa provides ISA products which are very competitive. The app is attractive, easy to use and a fantastic tool to watch my savings grow. Zopa makes saving fun, and my experience has been 100% positive. Reviewed on: 16th January 2026

I really like the ease and flexibility that my Zopa...

I really like the ease and flexibility that my Zopa account offers me. The ability to move funds quickly to and from my nominated bank account as well as between my Zopa accounts. Zopa offers good rates of interest and the ability to save in the account that suits my current circumstances. I also receive emails informing me of any changes to interest rates as well as new products that may interest me. Reviewed on: 16th January 2026

Very clear and reliable app

Very clear and reliable app, good interest rates Reviewed on: 16th January 2026

Excellent product which works well

Excellent product which works well Reviewed on: 16th January 2026

Top of the class

I really cannot fault Zopa in my experience with them Reviewed on: 16th January 2026

I have saved with them for a couple of years or more...

I have saved with them for a couple of years or more and have found their app and services so easy and convenient to use. I have had consistently good rates of interest. Reviewed on: 16th January 2026

Zopa one of the best on line bank .

I have found Zopa to be one of the best on line banks of all time easy to set up and use why not try it for yourself and be amazed. Reviewed on: 16th January 2026

Very effective website and excellent rates

Very effective website. Clear information and excellent rates Reviewed on: 16th January 2026

Excellent

Excellent, I've been using Zopa since 2023 and so far I've had a really good experience. The app is very intuitive and easy to use and I will continue to use Zopa in the future, especially the cash ISA. Reviewed on: 16th January 2026

Really easy and convenient , very quick to make tran...

Really easy and convenient , very quick to make transactions too Reviewed on: 16th January 2026

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