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Zopa: Car finance reviews

Name: Car finance
Rating: 4.84 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car finance reviews (790)

Review of the Zopa, Car finance:

Excellent service

Excellent service and great rates Reviewed on: 28th February 2025

Fanstastic

Zopa very accomodate and helpful Reviewed on: 8th April 2023

Positive feedback

Excellent service with regular updates with the easy to use app. Reviewed on: 7th April 2023

Thank you zopa

We have used zopa for a couple of things a new kitchen and a car, we wouldn't have been able to get these things without the help of zopa and we pay them back every month super helpful and very happy Reviewed on: 7th April 2023

Ford Cmax

Excellent company to do business with simple easy way to finance your next xar perfect thanks. Reviewed on: 7th April 2023

Zopa came through

They accepted my car finance instantly and top I needed a loan they gave me a loan too a little bit on the high interest but they always come through for me zopa is a top company for sure Reviewed on: 6th April 2023

Easy

always simple and helpful, quick replies. Never any problems. Reviewed on: 6th April 2023

Zopa excellence

Easy to apply and so fast in banking the requested funds. Reviewed on: 6th April 2023

Personal and professional approach

Really helpful, professional and personal approch. Everything was explained fully in a friendly, timely and informative way. Great service. Reviewed on: 6th April 2023

Simplicity

This company is so easy to deal and made the whole process simple from start to finish Reviewed on: 6th April 2023

Abousloutely great very fast and effective and was the cheapest around for me

Very fast and effective with the cheapest on the market Reviewed on: 6th April 2023

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