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Zopa: Car finance reviews

Name: Car finance
Rating: 4.84 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car finance reviews (790)

Review of the Zopa, Car finance:

Easy service

Easy service and gets the best deal. Reviewed on: 19th March 2025

Excellent service

I found these on money supermarket applied through them, was accepted, and had the money in my account within 30 minutes. It was a very easy and self explanatory process. Would definitely recommend to anyone looking for a product. Reviewed on: 6th April 2023

Good value

No hesitate to ask quick decision Reviewed on: 6th April 2023

Very Fast

Need a new car and Zopq helped me, extremely fast and effectively. Money was in the bank in a matter of minutes. Reviewed on: 6th April 2023

car finance

amazing service 100% recommend checked out dealer i was buying car from and found an issue that was dealt with, without zopa i could of been in a lot of trouble AMAZING Reviewed on: 5th April 2023

Car loan

Process from start to finish was quick, easy to follow and finished with an acceptance. Would not hesitate to recommend Zopa to family and friends. Reviewed on: 5th April 2023

Easy and low cost

Easy to apply and purchase vehicle within a few day. Lower rates than any vehicle finance offered by dealers. Reviewed on: 5th April 2023

Quick and very low rates

Great service,low rates of intrest and the money was in my account very promptly.. Reviewed on: 5th April 2023

Great service

Very simple application process, extremely quick turnaround. Money was in my account within hours of applying. Very helpful aftercare messages, and all in plain English. Overall a very pleasant experience Reviewed on: 5th April 2023

Stress free loans

I obtained a car loan 2 years ago which was stress free and has been ever since with no unexpected / hidden costs. Reviewed on: 5th April 2023

Great customer service quick and easy.

Outstanding customer service ,the processing take minutes. Reviewed on: 5th April 2023

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