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Zopa: Car finance reviews

Name: Car finance
Rating: 4.84 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car finance reviews (790)

Review of the Zopa, Car finance:

great company easy to use app great rates well worth...

great company easy to use app great rates well worth putting at the top of your list when getting finance Reviewed on: 26th April 2025

Zopa is so refreshing

Super lender with great ethics. Highly recommend. Reviewed on: 5th April 2023

Easy to get . Good to manage .. great to have

I got a credit to buy a car when my previouse one blew up Reviewed on: 5th April 2023

Easiest possibe way to finance your car

In only a handful of clicks, my finance was approved and I was able to commit to purchasing the car. I had an occasion to call and it was refreshing to get to speak to someone knowledgeable, friendly and efficient Reviewed on: 5th April 2023

Simple and Easy, nothing hidden

Really simple to apply and funds arrived as agreed. Simple and easy early repayment system Repayments always taken as arranged. Reviewed on: 5th April 2023

Easy to use loan

There is great customer service with this loan, I know exactly where I am with the payments and how much is left to pay. Overall great experience. Reviewed on: 5th April 2023

Car finance loan

Very quick and efficient in dealing with my request, was all done and completed within 30 mins , great service Reviewed on: 5th April 2023

Easy process, brilliant app, low interest rates

Easy process, brilliant app, low interest rates Reviewed on: 5th April 2023

Absolutely, first class decision made within a couple of hours. Garage received the money within two days. I had the car within three days very very happy very very friendly people and really helpful and giving me good advice. Thank you

What can I say but excellent I would recommend Zopa to anyone, I highly recommend them Reviewed on: 5th April 2023

fabulous service

great lender .easy to apply and manage payments .used for car finance 2 years ago and would definitely use again great rates and help if needed Reviewed on: 5th April 2023

Quick and reliable

Exceptional service, quick and reliable. Strongly recommend Reviewed on: 5th April 2023

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