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Zopa: Car finance reviews

Name: Car finance
Rating: 4.84 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car finance reviews (790)

Review of the Zopa, Car finance:

Easy service

Easy service and gets the best deal. Reviewed on: 19th March 2025

Absolutely fantastic

Quite unequavuca and i camper able Reviewed on: 3rd April 2023

Hassle-free and convenient

It was really easy and convenient to deal with Zopa. The agent I spoke with was really informative and explained everything clearly which helped us get a great used car with lower than expected interest rate. Recommended! Reviewed on: 3rd April 2023

Quick and Easy 5*

the process getting car finacne with Zopa was simply and easy. every person i spoke to was super helpful! can not recommend them enough Reviewed on: 3rd April 2023

When the chips are down

What a fantastic company came in and helped so much got my self back on track with an easy online application Reviewed on: 3rd April 2023

Fantastic Service.

The process of obtaining the finance was smooth and efficient and everyone has been so happy to help me with any query since I got my loan. 10/10 would recommend! Reviewed on: 29th March 2023

Electric car!

Very easy to get an electric car contract. Thank you zopa! Reviewed on: 26th March 2023

Awesome loan company

Online application and acceptance, very easy and stress free. Highly recommended. Reviewed on: 21st March 2023

Take all the stress out of car buying

Zopa made the process to finding and buying a car so easy. They searched for cars and sent them via email for me to view. I ended up buying from a place I found but they gave me the same level of support regardless and did everything very quickly. When I messed up a form they fixed it no issue. No waiting on the phone, they stayed in touch. Excellent customer service and a great rare too. Reviewed on: 17th March 2023

North,east,south,west zopa is the best

100% very highly recommended,no hassle,top app,100% trustworthy,loan was in account within 3 minutes even though it was sunday thanks zopa would use again. Also credit card is awesome.with great customer service. Reviewed on: 17th March 2023

Lost my £250 deposit because of them

Had the confidence of a pre confirmed amount. Found a great car, good dealer, great reviews, many years experience... zopa refuse to work with them. Won't tell me why. Just sound fishy. I'm buying the car, they lend to me not the garage. Reviewed on: 8th March 2023

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