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Zopa: Car finance reviews

Name: Car finance
Rating: 4.84 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car finance reviews (790)

Review of the Zopa, Car finance:

great company easy to use app great rates well worth...

great company easy to use app great rates well worth putting at the top of your list when getting finance Reviewed on: 26th April 2025

I have already mentioned it to family to go to Zopa

Communication on the phone is excellent as I'm not great on line things Reviewed on: 2nd March 2023

QUICK RESPONSE

I WILL RECOMMEND IT AS A GOOD LOAN PROVIDER Reviewed on: 1st March 2023

Car loan

Process was quick. Straightforward and in my account without delay Reviewed on: 27th February 2023

Exceptionol

Fantastic company great service Reviewed on: 27th February 2023

Easy to use on the Internet

Zopa were very easy to use from the start, set up an account online and can keep an eye on how much we've paid off on the loan and how much it will be to pay it off early, highly recommend Reviewed on: 26th February 2023

Great choice

Very easy to manage. Definitely will recommend Reviewed on: 26th February 2023

Quick easy and professional

No issues with application through to money to our account. Whole system allows quick and easy clear transparent application with fast funds received. Easy ongoing account management there onwards ensuring everything goes smoothly. Reviewed on: 25th February 2023

Super Service

Excellent, efficient and swift service throughout the entire application process. Highly recommended and will be using them again in the future. Reviewed on: 25th February 2023

Quick and easy, very competitive.

Applied on line, quick and simple, down loaded the app, ready to go, best rates in town. Reviewed on: 25th February 2023

car loan

I chose Zopa because it was simple to apply and got accepted right away. Amazing interest rate too. My bank took ages and offered a higher interest rate even though I have been with them for 25years and loyal.. Zopa have been great! And their app is excellent too as well as their communication. Very happy indeed. Keep up the good work Zopa! X Reviewed on: 24th February 2023

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