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Zopa: Car Finance reviews

4.83
Based on 726 reviews, last reviewed 28th Feb 2025
2400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
3 star
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Every time I've had to ring for advice. Every time I've had to ring for advice. I've got through to an experience customer advisor. Always my question/ query about payments have always been ... Read more Reviewed on: 28th February 2025
david F's avatar
david F

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car Finance reviews (726)

Review of the Zopa, Car Finance:

I've been using my Zopa credit card for a few years...

5
I've been using my Zopa credit card for a few years and it's competitive rates make it a great choice for me Reviewed on: 28th February 2025

Fantastic company that really care about their consu...

5
Fantastic company that really care about their consumers and staff Reviewed on: 24th May 2024

Great Customer Service

5
Brilliant experience, talked through every step, helped source another car following an issue with a car dealership. Reviewed on: 24th May 2024

Great service from Zopa

5
I have used Zopa few times and always had goo experience with them. Customer service was excellent every time I needed something. Applying for loan or car finance is easy and straight forward. Would highly recommend Reviewed on: 23rd May 2024

Great car finance team! ...

5
the car purchasing team is amazing very helpful and checks out the car before purchase to ensure your not being over charged, if all ok they will reach out to the dealership and express your interested this shortly follows with a call with the dealer, then it heads for underwriting who once approved will reach out to the dealer and pay them direct, that simple! only draw back is the main customer service team (not car finance) are a challenge and struggle to understand English I tried 5 times before getting a advisor who was very fluent in English. Reviewed on: 8th May 2024

Very easy to sort out car finance

5
Very easy to sort out car finance Reviewed on: 11th April 2024

No 1 give me loan but zopa help me alot .

5
No 1 give me loan but zopa help me alot . Thanks again Reviewed on: 11th April 2024

Fast decision, fast payout flexibility in payment da...

5
Fast decision, fast payout flexibility in payment date and altering dates Reviewed on: 11th April 2024

Car Loan

5
It was a smooth experience and their interest rate was good. Reviewed on: 11th April 2024

Very quick service no hassle, y know what ther ta...

5
Very quick service no hassle, They know what ther talking about simple the best. I've used them for my last 4 cars. Reviewed on: 11th April 2024

Everything was very very clear and slick

5
Everything was very very clear and slick Reviewed on: 11th April 2024

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