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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Never a problemservice good service

Never a problem good service customer friendly I enjoy using the card never a problem and the app is very good Reviewed on: 15th January 2025

No fuss banking great value for money

No fuss banking great value for money Reviewed on: 15th January 2025

Good customer service.

Good customer service. Interest free deals. Competitive interest rates. Reviewed on: 15th January 2025

Easy to use and payments show promptly

Easy to use and payments show promptly Reviewed on: 15th January 2025

The offers supplied and show are good and we’ll shown

The offers supplied and show are good and we’ll shown Reviewed on: 15th January 2025

Zopa helpful cad

Zopa is a credit building card and now even bank Reviewed on: 15th January 2025

Great Choice for Me

Zopa has been a great choice of card for me. Interest rates are fair for my credit rating and their App is so easy to use with lots of optional additional features. Reviewed on: 15th January 2025

Easy application a very good card to build your cred...

Easy application a very good card to build your credit rating. Reviewed on: 15th January 2025

Friend and customer centric communication

Friend and customer centric communication Reviewed on: 15th January 2025

Great Credit Card

Easy application, easy accessibility to online services and great customer services Reviewed on: 15th January 2025

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