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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I’ve got Zops credit card for year and everything is...

I’ve got Zops credit card for year and everything is clear and easy. Reviewed on: 15th January 2025

Zopa really helped me build my credit score.

Zopa really helped me build my credit score. Excellent advice and customer support Reviewed on: 15th January 2025

Grate card and company everything is so easy

Grate card and company everything is so easy Reviewed on: 15th January 2025

You feel like a human being and not a number

Zopa is a good choice , excellent prompt card replacement, useful app and a no nonsense approach without irritating constant calls, emails or letters, they see you as a human being and not a number Reviewed on: 15th January 2025

Zopa is a great financial provider, with great custo...

Zopa is a great financial provider, with great customer support at a touch Reviewed on: 15th January 2025

Fantastic card

Fantastic card to build your credit back up finacially Reviewed on: 15th January 2025

Superb service with an excellent app

Superb service with an excellent app which keeps me update Reviewed on: 15th January 2025

Been fantastic experience and great card to manage.

Been fantastic experience and great card to manage. Used abroad and been very easy Reviewed on: 15th January 2025

Good thanks

Had no issues about this apps easy to use Reviewed on: 15th January 2025

Easy to use app and amazing customer service

Easy to use app and amazing customer service Reviewed on: 15th January 2025

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