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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

It my first time to get Zopa Credit card.

It my first time to get Zopa Credit card. I really happy about it because I get help all the time when I need it. Also, I can use my card every were. I never get any probleme. Reviewed on: 15th January 2025

Excellent service all round.

Excellent service all round. Great app, easy to navigate and find what information I need. I have not had any issues at all with Zopa credit card. Reviewed on: 15th January 2025

Very much God and I can as well introduce to my frie...

Very much God and I can as well introduce to my friends and family Reviewed on: 15th January 2025

Is very helpful to have this card convenient to use...

Is very helpful to have this card convenient to use everywhere. Reviewed on: 15th January 2025

Great easy to use app easy to make payments

Great easy to use app easy to make payments Reviewed on: 15th January 2025

Zopa Credit card is my go to card .

I’ve been using Zopa Credit card for last 6 months and it my go to card . The app is easy to use and making payments not only are easy but payments come off immediately. So you have an instant balance after payment. Which other credit cards don’t always do. Reviewed on: 15th January 2025

Great Credit Card

Easy and convienient app to access and manage my account. Regular updates via email to remind to make payments. Reviewed on: 15th January 2025

App is easy to use and keep up to date

App is easy to use and keep up to date Reviewed on: 15th January 2025

Excellent customer service at all times

Excellent customer service at all times Reviewed on: 15th January 2025

The credit card was offered to me as a very suitable...

The credit card was offered to me as a very suitable tool to improve my credit score Reviewed on: 15th January 2025

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