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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Was very easy to apply very fast response, quick dec...

Was very easy to apply very fast response, quick decision, the app is great very easy to use with all the relevant information, all round very good credit card, would recommend. Reviewed on: 15th January 2025

Great efficient bank

Great app easy to use efficient bank Reviewed on: 15th January 2025

Excellent customer service, fair rates

Excellent customer service, fair rates Reviewed on: 15th January 2025

Easy to manage accounts

Very flexible service. Easy to access your accounts on the go or at home via the app or website. Good rates and offers. Reviewed on: 15th January 2025

Amazing service .

Really brilliant service and offers . Reviewed on: 15th January 2025

Easy to use never had a problem

Easy to use never had a problem Reviewed on: 15th January 2025

Credit score excellent service

I have been trying to improve my credit score and Zopa have helped me out with this. A great company. Reviewed on: 15th January 2025

Fast hassle free service.

Fast hassle free service. Easy to use app that keeps track of your expenses and monthly payments. Reviewed on: 15th January 2025

I like the way I am kept up to date with my spending...

I like the way I am kept up to date with my spending and there is lots of early information so nothing last minute this way it is easy to keep on top of things Reviewed on: 15th January 2025

Can’t fault it, brilliant service

Can’t fault it, brilliant service Reviewed on: 15th January 2025

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