Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good service and easy to pay abroad, happy use...

Very good service and easy to pay abroad, happy use again. Reviewed on: 15th January 2025

Easiest application, fast decision and ease of use i...

Easiest application, fast decision and ease of use is superb Reviewed on: 15th January 2025

Zopa have made things so much easier for me to manag...

Zopa have made things so much easier for me to manage everything happening at the moment Reviewed on: 15th January 2025

Great and straight forward customer care.

Great and straight forward care. Zopa makes customers feel comfortable and confident in the product Reviewed on: 15th January 2025

Easy going people.

Just a great easy experience. Amazing bank. Reviewed on: 15th January 2025

My experience is very smooth i love to spent everyda...

My experience is very smooth i love to spent everyday and quickly pay back Reviewed on: 15th January 2025

A Zopa card makes my life a breeze

My Zopa credit card I’ve found sure makes life a lot easier for me. It’s future proof, and useful, and with excellent customer service and easy to use app makes this card a must have package. Reviewed on: 15th January 2025

Easy to manage my finances.

Easy to manage my finances. Very excellent service Reviewed on: 15th January 2025

Excellent

Good all round credit card not had any issues. Definitely recommend. Reviewed on: 15th January 2025

Very straightforward and easy to set up

Very straightforward and easy to set up Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 4.61 from 28 reviews
Platinum credit cards
from Barclaycard 4.06 from 324 reviews
Credit card
from Debenhams 3.06 from 13 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub