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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa app and bank account Very good app, easy to use.

Very good app, easy to use. Bank account just what I needed after having a high street bank for 30+ years who pulled out of town. So why have an account with a high street bank who ain’t there, might as well use a specialist internet bank. So bank account and credit card are excellent. Reviewed on: 15th January 2025

Really great help ..

Really great help when you need it, staff are always very helpful and supportive highly recommend this card Reviewed on: 15th January 2025

Zopa offer competitive rates on their cards

Zopa offer competitive rates on their cards Reviewed on: 15th January 2025

It's been pleasant no pressure and easy to navigate

It's been pleasant no pressure and easy to navigate Reviewed on: 15th January 2025

Easy credit card

Easy to deal with customer service, which don't really need as they text and email all the information you need Reviewed on: 15th January 2025

Hassleno

Have no hassle everything is easy to do which at my age is welcoming Reviewed on: 15th January 2025

Very impressed with the bank, easy and simple to use...

Very impressed with the bank, easy and simple to use Reviewed on: 15th January 2025

I have had an amazing experience with Zopa.

I have had an amazing experience with Zopa. The credit card is very useful and offers great service. Reviewed on: 15th January 2025

So so good no hustle everything went smoothly from s...

So so good no hustle everything went smoothly from start to finish Reviewed on: 15th January 2025

The services rendered by Zopa is second to none.

The services rendered by Zopa is second to none. Reviewed on: 15th January 2025

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