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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

My experience with Zopa Bank was very smooth and exc...

My experience with Zopa Bank was very smooth and exceptionally adorable. I am very grateful for the Zopa credit card, the timing was perfect. Reviewed on: 15th January 2025

Been a zopla customer for years.and never been any p...

Been a zopla customer for years and never been any problems. Reviewed on: 15th January 2025

Zopa it's a great am Whit fast answer

Zopa it's a great am Whit fast answer Reviewed on: 15th January 2025

Always good communication, easy to use and understan...

Always good communication, easy to use and understand app. Great service. Reviewed on: 15th January 2025

One of the best credit card, really simple to unders...

One of the best credit card, really simple to understand how it works, vary helpful the help line, you can use it all around the world whit out problem. Reviewed on: 15th January 2025

Straightforward and transparent.

It was a very transparent and straightforward experience. Reviewed on: 15th January 2025

Great experience from start to finish.

Great experience from start to finish. Liked Zopa app and service provided. Reviewed on: 15th January 2025

Easy app to navigate and clear communication

Easy app to navigate and clear communication Reviewed on: 15th January 2025

Easy to apply and great on-line app

Easy to apply and good rates of interest. App is simple to use and transaction notifications keep me secure. Thr initial 0% offer was excellent. Reviewed on: 15th January 2025

hassle free application, prompt service.

hassle free application, prompt service. Reviewed on: 15th January 2025

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