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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

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4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

They answer the phones quickly they get issues resol...

They answer the phones quickly they get issues resolves asap Reviewed on: 15th January 2025

Having the card helped me when i needed it, really g...

Having the card helped me when i needed it, really grateful. Having low credit scores can be difficult when your trying to gain trust after bad times Reviewed on: 15th January 2025

Very good payments are good would recommend to famil...

Very good payments are good would recommend to family and friends Reviewed on: 15th January 2025

They have been great it has really helped me especia...

They have been great it has really helped me especially when I have have had to pay for my service dog when she has needed help Reviewed on: 15th January 2025

I'm very happy with zopa and is good credit card...

I'm very happy with zopa and is good credit card Reviewed on: 15th January 2025

Excellent service all round mobile app is very easy...

Excellent service all round mobile app is very easy to use Reviewed on: 15th January 2025

Great service, fantastic app

Zopa has a great easy to use app, that let's me easly manage my card. Reviewed on: 15th January 2025

I find Zopa really good.

I find Zopa really good. You keep me updated on my account. It's also easy to contact you if I need help with anything Reviewed on: 15th January 2025

Fabulous

Great credit card affordable rates Reviewed on: 15th January 2025

Straightforward no nonsense firm

Straightforward no nonsense firm Reviewed on: 15th January 2025

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