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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I’ve been with Zopa for a few years now and everythi...

I’ve been with Zopa for a few years now and everything has been very easy to understand. They work to provide a very personalised experience which is helpful for managing your finances Reviewed on: 15th January 2025

They answered the phone quickly and were very helpful

They answered the phone quickly and were very helpful Reviewed on: 15th January 2025

I love the ease of doing business with them, flexibl...

I love the ease of doing business with them, flexible on opening new credit card accounts, not regid about increasing credit card limits. It is pleasant dealing with them Reviewed on: 15th January 2025

Very helpful advisors.

Very helpful advisors. Easy to navigate tte all too Reviewed on: 15th January 2025

Very good experience from the start of application t...

Very good experience from the start of application to using the app. Simple to set up and use and good customer service. Reviewed on: 15th January 2025

Fred's ansari

Perfect service and very handy very handy perfect customer service and they look after you always Reviewed on: 15th January 2025

Easy to use

Had zopra for a while now no problems good app easy to use customer service good have other product as well Reviewed on: 15th January 2025

Easy to use and understand,Great app that's very use...

Easy to use and understand,Great app that's very user friendly. Easy application process Reviewed on: 15th January 2025

Never had a problem with Zopa.

Never had a problem with Zopa. Either online or helpline. Reviewed on: 15th January 2025

always good

always been good and fair with me Reviewed on: 15th January 2025

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