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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good app and credit bank love it

Very good app and credit bank love it Reviewed on: 15th January 2025

My fabulous Zopa Credit Card ...

I've been using my Zopa Credit Card for a while now and it’s been absolutely fantastic! The flexibility it offers is brilliant. With competitive interest rates and no hidden fees, it's great for managing my finances. The app is incredibly user-friendly, making it easy to keep track of spending and payments. Plus, the rewards scheme is a fantastic perk, with cashback on everyday purchases. Customer service has been top-notch—responsive and helpful. Overall, my Zopa Credit Card experience has been nothing short of excellent! Reviewed on: 15th January 2025

Very easy to use.

Very easy to use. V Ery convenient for me. Been using it for quite sometime now and so far i have no complaint Reviewed on: 15th January 2025

awesome perfect thank you

Brilliant way to learn more about finance Reviewed on: 15th January 2025

The app is great, it’s very clear and concise.

The app is great, it’s very clear and concise.. Always updating. Keeping us upto date. Reviewed on: 15th January 2025

Try the best, better than the rest.

New customer that has contacted Zopa for help and information. The help was second to none. Over and above to satisfy. I have had a good few credit cards and this by far to best Reviewed on: 15th January 2025

Hassle free improved credot

Hassle free and helped me on my road to better credit. Reviewed on: 15th January 2025

Customer service very swift and polite a really grea...

Customer service very swift and polite a really great service. Reviewed on: 15th January 2025

Fast quick service with friendly advice.

Fast quick service with friendly advice. Whole process was easy and I never felt under pressure but was well informed Reviewed on: 15th January 2025

Excellent service

Always helpful if I needed to ring and the app is helpful Reviewed on: 15th January 2025

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