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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy to set up and to pay back.

Very easy to set up and to pay back. Customer service is always on hand to help with any queries that needing dealing with. Had a low credit rating so was happy to be accepted. Reviewed on: 15th January 2025

I've not had a bad experience with Zopa and I haven'...

I've not had a bad experience with Zopa and I haven't really had to speak to customer service S I have never had an issue Reviewed on: 15th January 2025

I'm very happy with zopa credit card

I'm very happy with zopa credit card Reviewed on: 15th January 2025

All ways lets me know how much to pay and date due e...

All ways lets me know how much to pay and date due early each month Reviewed on: 15th January 2025

Absolute pleasure to deal with.

So easy to use and perfect support. Reviewed on: 15th January 2025

The service was fast and efficient.

The service was fast and efficient.All the information needed is on a very easy to use app so that you can monitor your spending Reviewed on: 15th January 2025

Zopa is doing great job for providing excellent serv...

Zopa is doing great job for providing excellent service Reviewed on: 15th January 2025

Fantastic experience so far.

Fantastic experience so far. Easy to apply, app is easy to navigate, and fair rates. Very easy to use! Reviewed on: 15th January 2025

i didnt think i would get a card , they are very hel...

i didnt think i would get a card , they are very helpfull and i am very happy to be with them thankyou so much xx Reviewed on: 15th January 2025

Very easy to navigate app.

Very easy to navigate app. Easy to get in contact with for any questions. Reviewed on: 15th January 2025

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