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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

ease of application.

ease of application. kept informed regular of balance, statements etc. excellent service all round Reviewed on: 15th January 2025

Good card to have and a reasonable rate

Good card to have and a reasonable rate Reviewed on: 15th January 2025

Very easy, fast application.

Very easy, fast application. Card arrived quickly and found the app easy to use and navigate Reviewed on: 15th January 2025

I find the app.

I find the app. Easy to use and understand Reviewed on: 15th January 2025

Even with lower credit they allowed me to take a car...

Even with lower credit they allowed me to take a card out. This will help my credit rating. Reviewed on: 15th January 2025

Credit cards made easy

Easy to navigate website, only get credit for what you can afford Reviewed on: 15th January 2025

Easy to understand , flexible payments, low charges

Easy to understand , flexible payments, low charges Reviewed on: 15th January 2025

Great app would like apple pay to be available though.

Great app would like apple pay to be available though. Customer service easy to access and helpful Reviewed on: 15th January 2025

Very easy app to use always has useful information a...

Very easy app to use always has useful information and staff or good to deal with excellent service Reviewed on: 15th January 2025

Excellent service, never had any issues with the card

Excellent service, never had any issues with the card Reviewed on: 15th January 2025

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