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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Never had any issue with my account and reasonable i...

Never had any issue with my account and reasonable intrest rates Reviewed on: 15th January 2025

Easy start to finish and fast

Easy from start to finish and fast Reviewed on: 15th January 2025

Easy recommend

When I found myself in need of extra cash and facing a financially challenging situation, Zopa came to my aid. Their support not only provided me with the funds I needed but also played a crucial role in helping me regain control of my finances. With their guidance, I was able to work on improving my credit score, which has been a significant step towards achieving my financial goals. Zopa's assistance truly made a difference during a difficult time, allowing me to get back on track and feel more secure about my financial future. Reviewed on: 15th January 2025

Very useful.

I didn't think that I needed a card but my experience with Zopa disproved that as on several occasions when my Bank card was rejected Zopa was there for me. Their billing is very straightforward. Reviewed on: 15th January 2025

Easy access,helpful and professional staff

Easy access,helpful and professional staff Reviewed on: 15th January 2025

Mr Sandor

Help me when need friendly costumers when talking and always help me I like to recommend some me friends. I thinks maybe winning Reviewed on: 15th January 2025

The card was easy to apply for,easy to understand an...

The card was easy to apply for,easy to understand and the app is just great. Reviewed on: 15th January 2025

john zopa

fast and reliable service, on the button Reviewed on: 15th January 2025

A safe hand to hold when re-entering world of credit

Re-entering the world of credit was a little scary after the experience of a Debt Relief Order, but I knew that I needed to take the plunge and take a credit card to improve my credit rating. Zopa first of all took me on as a high risk customer and then gave me the tools to manage my credit. The card, the app and the general support have been excellent and I couldn't recommend highly enough! Reviewed on: 15th January 2025

Very simple app to use, always kept up to date with...

Very simple app to use, always kept up to date with information Reviewed on: 15th January 2025

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