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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The reason I like zopa is that it has everything at...

The reason I like zopa is that it has everything at one place Reviewed on: 15th January 2025

Easy application and activation

Straightforward application and activation.Easy to use with an application you can manage your card payments, balances knowing you are in control of your balance and your credit status. I already used to pay for an unexpected car repair bill and it was very convenient and easy to use. Reviewed on: 15th January 2025

Outstanding

They're really easy to apply loans and credit cards are outstandingly good Reviewed on: 15th January 2025

Zopa Excellent

Zopa is an excellent credit card with good service delivery. They provide good credit service Reviewed on: 15th January 2025

Just amazing credit card Fall marks

Just amazing credit card Fall marks Reviewed on: 15th January 2025

It great having a Zopa card and they help u...

It great having a Zopa card and they help u Reviewed on: 15th January 2025

Customer service very good however long delays in an...

Customer service very good however long delays in answering telephone enquiries Reviewed on: 15th January 2025

Great efficient service, really helpful

Great efficient service, really helpful Reviewed on: 15th January 2025

I recently had an episode where i could not access m...

I recently had an episode where i could not access my account, i could on the assistance of Zopa customer services ands with a lot of background work it was sorted out Reviewed on: 15th January 2025

Great service all around super happy

Great service all around super happy Reviewed on: 15th January 2025

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