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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Happy to have a card with Zopa

I'm happy Zopa gave me a card, the 8nterest is understandably high, so I pay it off in full when I can, it just g8ves me flexibility when needed, and other providers wouldn't g8ve me a card. Zopa did, and it's worked for myself and Zopa I guess. Reviewed on: 15th January 2025

Campbelll

Very good card great valve good service best card yet no complaints from me the app is amazing easy to use Reviewed on: 15th January 2025

Fantastic brilliant

Fantastic from start to finish and so easy to Reviewed on: 15th January 2025

Zopa are great to have a card with I use it for emer...

Zopa are great to have a card with I use it for emergencies it’s so easy to keep up to date with Reviewed on: 15th January 2025

Really easy process.

Really easy process. Regular contact digitally on statements, reminders and new products. The app is designed really well for ease of use also. Reviewed on: 15th January 2025

Excellent company to deal with

I have always had a great experience and never had a problem at all. Very easy to use the Zopa app Reviewed on: 15th January 2025

Zopa bank assistant

I have always found Zopa very understanding with regard to my needs , I am always kept informed with regards to my account and find that I always advised with the positive things about my account and kept informed when payment is due and the amount to be paid Reviewed on: 15th January 2025

Very good credit card easy to use app very pleased...

Very good credit card easy to use app very pleased Reviewed on: 15th January 2025

Zopa card

A good provider always a first class service Reviewed on: 15th January 2025

Easy application, very quick process from start to f...

Easy application, very quick process from start to finish Reviewed on: 15th January 2025

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