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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Innovative and creative approach.

Innovative and creative approach. Keeps banking simple and relevant to my needs. Very approachable and genuinely interested in customers. Reviewed on: 15th January 2025

Zopa card Always in control.

With the Zopa app I know exactly how my finances are and am able to budget accordingly, always meeting payments. With notifications of use I am assured of fraudulent activity. Reviewed on: 15th January 2025

Yeah such a good good

Yeah such a good good experience Reviewed on: 15th January 2025

Fantastic company every step easy

Easy like Sunday morning every step of the way Reviewed on: 15th January 2025

Havnt had any issues so far all is good for...

Havnt had any issues so far all is good for me Reviewed on: 15th January 2025

Very good service and easy to use

Very good service and easy to use Reviewed on: 15th January 2025

Very good service and the app is really easy to...

Very good service and the app is really easy to use Reviewed on: 15th January 2025

I have nothing but a fantastic experience with Zopa...

I have nothing but a fantastic experience with Zopa and will definetly recommend Reviewed on: 15th January 2025

Good early notifications of Payment.

Good early notifications of Payment. No hidden charges. Card easy to use both online and in stores Reviewed on: 15th January 2025

I have had an easy no hassle experience to date.

I have had an easy no hassle experience to date. Easy credit. Reviewed on: 15th January 2025

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