Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing service

Brilliant service from start to finish Reviewed on: 15th January 2025

Easy to use great service had no problems with anyth...

Easy to use great service had no problems with anything, keep you informed of any changes. App is easy to use Reviewed on: 15th January 2025

Great fast service definitely would recommend

Great fast service definitely would recommend Reviewed on: 15th January 2025

Service l

Great service very prompt and professional Reviewed on: 15th January 2025

I came across zopa as needed to rebuild my credit hi...

I came across zopa as needed to rebuild my credit history and have to say it couldn't be easier, the application was simple and and although the limit is low it is very manageable. The app is great it let's you know when and how much upcoming payments are well in advance send the customer service is great Reviewed on: 15th January 2025

Excelent Services and very easy for use

Excelent Services and very easy for use Reviewed on: 15th January 2025

Zoos credit card

Great experience from start to finish ,easy to navigate and apply for a credit card ,they start you low on your credit till you meet there criteria for and increase ,also using the app for payment and updates is really easy ,highly recommend Zopa. Reviewed on: 15th January 2025

Easy to estimate affordable payments and apply for c...

Easy to estimate affordable payments and apply for credit. Money was with me within minutes after credit checks were completed. Awesome service! Reviewed on: 15th January 2025

Great experience!

Great experience! They gave a chance to people with poor credit history to actually prove their credit worthiness. I love using the credit card it’s absolutely amazing! Reviewed on: 15th January 2025

Very good customer service, application quick and e...

Very good customer service, application quick and easy, instant decision, card accepted in all shops, and abroad, easy to use app. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from ASDA Money 2.94 from 107 reviews
Credit Card
from Tymit 4.62 from 155 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub