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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41970 reviews)

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4.93

Based on 41,970 reviews, last reviewed 13th Feb 2026

166800% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is there when you need it! Zopa is there when you need it! Very professional, helpful and prompt. Reviewed on: 13th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41970)

Review of the Zopa, Credit card:

Excellent

Very easy to use in every way. Excellent service. Reviewed on: 13th January 2023

Great Bank

Great service, helpful staff and good service Reviewed on: 16th January 2026

I Am with zopa credit card its much help me for the...

I Am with zopa credit card its much help me for the expense. Reviewed on: 16th January 2026

Zopa provides a refreshing approach to customer serv...

Zopa provides a refreshing approach to customer service and an app which is advanced yet simple to use! Reviewed on: 16th January 2026

Fast and easy application with a good credit amount...

Fast and easy application with a good credit amount tailored for me, they have looked after me ever since Reviewed on: 16th January 2026

It was quick and easy to apply for...

It was quick and easy to apply for a card it was done in a few minutes with no fuss they let you know how much you spend so you can keep track on your spending and the card arrived quickly in the post Reviewed on: 16th January 2026

Very freindly staff.

Very freindly staff. Thwre app is super easu to use. Never have any problems with them. Very happy to be with them. Reviewed on: 16th January 2026

That’s great credit card useful so please to have it...

That’s great credit card useful so please to have it Reviewed on: 16th January 2026

It'sJust been a really good experience from Day one,

It'sJust been a really good experience from Day one, Reviewed on: 16th January 2026

Zopa credit card is one of the best credit option, t...

Zopa credit card is one of the best credit option, they are also offering good APR on savings account (BISCUIT) Reviewed on: 16th January 2026

Great card and great customer service

Great card and great customer service Reviewed on: 16th January 2026

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