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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good experience so far.

Good experience so far. App easy to use and know what is happening with your account. Reviewed on: 15th January 2025

It’s probably one of the best credit cards in the ma...

It’s probably one of the best credit cards in the market in my opinion Reviewed on: 15th January 2025

No issues at all with Zopa, very happy with online s...

No issues at all with Zopa, very happy with online services etc. Would recomend. Reviewed on: 15th January 2025

Excellent service.

Excellent service. Could never be with Reviewed on: 15th January 2025

Home is where the card is

Zopa is comforting and easy to use. The application process is quick and straightforward. Can’t go wrong Reviewed on: 15th January 2025

Accepted me when nobody else would .

Accepted me when nobody else would .I'm very grateful..helping my credit score to raise. Reviewed on: 15th January 2025

Easy app to use and good customer service.

Easy app to use and good customer service. Reviewed on: 15th January 2025

Very efficient and nice to have your own PIN number...

Very efficient and nice to have your own PIN number Reviewed on: 15th January 2025

The best card and service I have had

Since joining I have never had any complaints and the service is excellent, the app is very good and I can see all that I need to control my account Reviewed on: 15th January 2025

Amaizing, very good servis ,cool

Amaizing, very good servis ,cool Reviewed on: 15th January 2025

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