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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

EXCELLENT CUSTOMER SERVICE - WOU

EXCELLENT CUSTOMER SERVICE - WOU Reviewed on: 15th January 2025

TOP COMPANY

I have had no problem with this card and staff are so helpful Reviewed on: 15th January 2025

Everything is easy to understand and the app is easy...

Everything is easy to understand and the app is easy to use. Reviewed on: 15th January 2025

Easy Access no hidden extras professional staff good...

Easy Access no hidden extras professional staff good rates Reviewed on: 15th January 2025

small and manageable payments

The repayments are small and manageable and they notify you when your next payment is due, no hassle and easy to use Reviewed on: 15th January 2025

friendly, helpful and great service

friendly, helpful and great service Reviewed on: 15th January 2025

Very Easy to easy use app simple to understand

Very Easy to use app simple to understand Reviewed on: 15th January 2025

Customer service was very helpful,

Customer service was very helpful, Reviewed on: 15th January 2025

Fantastic customer service, brilliant app.

Fantastic customer service, brilliant app. User friendly with no issues Reviewed on: 15th January 2025

Always happy to help with quick resolution

Always happy to help with quick resolution Reviewed on: 15th January 2025

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Alternative products

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Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

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