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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Everything has been excellent so far; account access...

Everything has been excellent so far; account access is easy, the app is straightforward, and the customer service is outstanding. Reviewed on: 15th January 2025

Very helpful easy to access rates are not...

Very helpful easy to access rates are not to bad Reviewed on: 15th January 2025

Very easy to use and so fast to set up and get a res...

Very easy to use and so fast to set up and get a response Reviewed on: 15th January 2025

Best in the west

Easy access and best customer service Reviewed on: 15th January 2025

Very good and excellent .

Very good and excellent . Customer caring, provide good facilities. Reviewed on: 15th January 2025

Always easy to use and interact with the company.

Always easy to use and interact with the company. Good communication also. Reviewed on: 15th January 2025

Easy system to use like the application tells all

Easy system to use like the application tells all Reviewed on: 15th January 2025

Amazing customer service, promotions and easy to acc...

Amazing customer service, promotions and easy to access Reviewed on: 15th January 2025

I'm not tech savvy but the app is easy to navigate a...

I'm not tech savvy but the app is easy to navigate and use Reviewed on: 15th January 2025

Great service, never had an issue.

Great service, never had an issue. Reviewed on: 15th January 2025

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