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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use.

Easy to use. App great. Credit card good, current account is ok but is still in beta. Reviewed on: 15th January 2025

They listen and give clear answers

They listen and give clear answers Reviewed on: 15th January 2025

Good service and finally service

Good service and finally service Reviewed on: 15th January 2025

Simple and effective provider, staff are professiona...

Simple and effective provider, staff are professional and I would happily recommend them to family and friends. Do they deserve the award - I think any business who press for excellence deserve recognition. Reviewed on: 15th January 2025

Very impressive service

Very impressive service when I had a problem. Very helpful on the phone and via chat Reviewed on: 15th January 2025

The zopa account is easy to use the app simple to na...

The zopa account is easy to use the app simple to navigate and you are in full control Reviewed on: 15th January 2025

All superb excellent

All superb excellent not doughnuts all good Reviewed on: 15th January 2025

Have been with zoopa more then 3yrs now and haven't...

Have been with zoopa more then 3yrs now and haven't any problems with my credit card always reminding me when my payment is due Reviewed on: 15th January 2025

Easy to use app that makes it easy to keep in line w...

Easy to use app that makes it easy to keep in line with my finances. Reviewed on: 15th January 2025

Yes, I like the app a lot.

Yes, I like the app a lot. Customer service is great at the moment. Nothing to complain about. Reviewed on: 15th January 2025

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