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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

My experience with ZOPA is a really good one

My experience with ZOPA is a really good one I’ve used ZOPA for a while now and I have lined it with my back account that was easy too now I just go to ZOPA for all my information what I’ve spent what I’ve saved how much I’ve got left and it’s all in one handy credit card ZOPA have given me a good grew it limit which I find easy to manage and when it comes to my monthly pay I just go to my ZOPA app and do it all in one place it takes me to my bank account and back again and it’s all safe and protected I even use ZOPA for some regular payments to go out it’s so good I would recommend ZOPA to everyone Reviewed on: 15th January 2025

A seamless service

From the application to receiving the card it was a seamless service. The app is really user friendly and easy to navigate . Reviewed on: 15th January 2025

Great company and helpful, good communication

Great company and helpful, good communication Reviewed on: 15th January 2025

I am very happy with you, because your services are...

I am very happy with you, because your services are excellent and efficient Reviewed on: 15th January 2025

Excellent company I am really satisfied with this co...

Excellent company I am really satisfied with this company. Reviewed on: 15th January 2025

Get card never had any issues and customers service...

Get card never had any issues and customers service is good Reviewed on: 15th January 2025

Great customer service and quick response.

Great customer service and quick response. Reviewed on: 15th January 2025

Never let me down always available never to much tro...

Never let me down always available never to much trouble Reviewed on: 15th January 2025

Fraudulent activity on my account and Zopa acted bef...

Fraudulent activity on my account and Zopa acted before I even had chance! Excellent service Reviewed on: 15th January 2025

Nice one and fast approval.

Nice one and fast approval. Swap the new card in few days, after I lost it. Reviewed on: 15th January 2025

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