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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Got the card to improve my credit score.

Got the card to improve my credit score. User friendly app, clear and understandable statements and excellent customer service. Reviewed on: 15th January 2025

Extremely reliable credit card with good interest ra...

Extremely reliable credit card with good interest rates Reviewed on: 15th January 2025

My experience has been just above average for this c...

My experience has been just above average for this credit card . Reviewed on: 15th January 2025

Zopa has all your financial solutions

Very easy to use.App very easy to use,easy to navigate,plenty of tips and solutions to help with your finances. Reviewed on: 15th January 2025

It was a quick application and even quicker on getti...

It was a quick application and even quicker on getting a decision Reviewed on: 15th January 2025

Great card

Always reliable, Zopa is a great card to have, never had a problem, would recommend it, customer service is also great Reviewed on: 15th January 2025

I love it

I love it but do.t get. Credit upped. Dry often Reviewed on: 15th January 2025

Easy to use easy application great person service re...

Easy to use easy application great person service recommended to my family and friends Reviewed on: 15th January 2025

I am verry happy with Zopa,I Can use it everywhere

I am verry happy with Zopa,I Can use it everywhere Reviewed on: 15th January 2025

Was easy to apply, affordable repayments, monthly re...

Was easy to apply, affordable repayments, monthly reminders makes it easier to pay in time Reviewed on: 15th January 2025

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