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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great customer service,regular statements and updates

Great customer service,regular statements and updates Reviewed on: 15th January 2025

Brilliant company always there to help when anything...

Brilliant company always there to help when anything is wrong. And don't pray on people like usual money orgs. Reviewed on: 15th January 2025

User friendly app

The app is user friendly. It's informative and easy to understand Reviewed on: 15th January 2025

I like the service it's easy and simple to use...

I like the service it's easy and simple to use Reviewed on: 15th January 2025

Amazing and reliable

They are amazing, I will recommend Reviewed on: 15th January 2025

Very nice and kind customer service

Very nice and kind customer service Reviewed on: 15th January 2025

financial issues previously

I have had financial issues previously and they could see the effect I have made and gave me a card with basic amount which is great Reviewed on: 15th January 2025

Zopa have an easy to use app allowing you to stay in...

Zopa have an easy to use app allowing you to stay in complete control. Being able to make quick via the app re payments has been a god send. Reviewed on: 15th January 2025

My primary banking experience has been with ZOPA whe...

My primary banking experience has been with ZOPA where I primarily used their online and mobile banking platforms for managing my checking and savings accounts, making payments, and transferring funds. Reviewed on: 15th January 2025

Great service.

Great service. App easy to use and navigate Reviewed on: 15th January 2025

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