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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very goof should be I would do open new one

Very goof should be I would do open new one Reviewed on: 15th January 2025

Great app, easy to use.

Great app, easy to use. Great for credit building, easy application. Reviewed on: 15th January 2025

I love the facilities offered by your company as 5*...

I love the facilities offered by your company as 5* credit card for those with imperfect credit. Reviewed on: 15th January 2025

Never an issue with the card and great rates easy to...

Never an issue with the card and great rates easy to use Reviewed on: 15th January 2025

Zopa good

Very good explant service and value for money Reviewed on: 15th January 2025

You are great, easy to manage credit card.

You are great, easy to manage credit card. Clear terms. Reviewed on: 15th January 2025

Excellent app good customer service

Excellent app good customer service Reviewed on: 15th January 2025

Great card,

Great card, wish I could get a loan with them Reviewed on: 15th January 2025

Very good service and easy to use

Very good service and easy to use Reviewed on: 15th January 2025

Zopa have been amazing from the very beginning.

Zopa have been amazing from the very beginning. Customer service always very helpful Reviewed on: 15th January 2025

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