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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very helpful

Full fill customer needs, anyone who need credit card Zopa is the best for it. And really helpful. Reviewed on: 15th January 2025

Best credit service around

Excellent service. Highly recommend Reviewed on: 15th January 2025

Superb service

Not one problem since joining zopa, very helpful Reviewed on: 15th January 2025

Great company

Great company had a low credit rating building it up now thanks zopa Reviewed on: 15th January 2025

The App works great and excellent service

The App works great and I am kept updated with regular emails. It is ease of use and excellent service Reviewed on: 15th January 2025

A very easy card and App to use

A very easy application process, the App is also very easy to use, including making payments. Reviewed on: 15th January 2025

Hadsle Free Credit Card

Never had any problem with Zopa.The app is excellent and tells me all I need to know and more. They have never hassled me over anything so it’s been a good experience and I would recommend it to anyone looking for a credit card who’s been having difficulty with over companies. Reviewed on: 15th January 2025

Zopa is good but their service needs a bit of more...

Zopa is good but their service needs a bit of more pulling up a bit. Reviewed on: 15th January 2025

He met all my expectations by sending an email with...

He met all my expectations by sending an email with the due dates. Reviewed on: 15th January 2025

Caring Bank

Zopa helps people from all backgrounds. My credit history was poor but Zopa accepted me and help me rebuild it. I will be forever grateful for coming to my assistance in times of need. Reviewed on: 15th January 2025

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