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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great news service good notifications on spending

Great service good notifications on spending Reviewed on: 15th January 2025

Excellent!

I have found Zopa to be a great lender with excellent support. Reviewed on: 15th January 2025

Zopa Credit Quick.

I applied for a Zopa credit card as a back up amount of money for some upcoming maintenance that I needed on my car , the application and delivery of the card was a very easy and quick hassle free experience, Thankyou Zopa. Reviewed on: 15th January 2025

Zopa review

Zopa Credit Card offers an exceptional experience with its top-notch service and user-friendly app. From the moment I applied, the process was seamless and straightforward, making it easy to manage my finances on the go. The customer service team is responsive and knowledgeable, ready to assist with any inquiries. The app itself is intuitive, allowing for quick access to account information, transactions, and payment options. Overall, Zopa combines excellent service with a hassle-free digital experience, making it a standout choice for anyone seeking a reliable credit card solution. Reviewed on: 15th January 2025

Very good and reliable custpmer service

Very good and reliable custpmer service Reviewed on: 15th January 2025

Love the app and reminder for payment by text

Love the app and reminder for payment by text Reviewed on: 15th January 2025

Very good company to deal with no problems

Very good company to deal with no problems Reviewed on: 15th January 2025

Good customer service, stress free experience

Good customer service, stress free experience Reviewed on: 15th January 2025

Very easy to use, great company!

Very easy to use! Easy to open the account and I can’t fail their service level. Reviewed on: 15th January 2025

Customer service is very friendly and helpful and un...

Customer service is very friendly and helpful and understanding Reviewed on: 15th January 2025

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