Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Friendly service, easy to use website, regular state...

Friendly service, easy to use website, regular statements and updates. Reviewed on: 15th January 2025

It was very straight forward for me to sign up and t...

It was very straight forward for me to sign up and there was no pressure Reviewed on: 15th January 2025

Very good card to use when it’s necessary

Very good card to use when it’s necessary Reviewed on: 15th January 2025

help me build my credit scoring and increase my cred...

help me build my credit scoring and increase my credit limit too Reviewed on: 15th January 2025

straightforward and easy

straightforward and easy to navigate the app. Useful information laid out easily and a good credit limit to start with Reviewed on: 15th January 2025

Credit sensible

They have been an excellent tools for work etc and I feel they have kept my credit in check.. only offering my a credit increase when they thought I could handle one Reviewed on: 15th January 2025

Good at keeping you updated .

Good at keeping you updated on payments and offers that are taylored to you and your circumstances. Reviewed on: 15th January 2025

I love the card .

I love the card ....I would and have told my family and friends about the card and services that you provide Reviewed on: 15th January 2025

Keep me posted on the status of my account.

Keep me posted on the status of my account.and also they have very helpful customer service Reviewed on: 15th January 2025

Happy shopper mplain about with this...

Have never had anything ti complain about with this bank ,easy to use and definitely handy when you're away on holiday, great bankk ,thank you Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Cashback Credit Card
from American Express 4.35 from 70 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub