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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Helped me when I really needed it Reviewed on: 15th January 2025

I'm very happy with Zopa Bank, no any issues, was v...

I'm very happy with Zopa Bank, no any issues, was very easy to apply and quickly respond.... Reviewed on: 15th January 2025

Very good service is good we spend this account 1 ye...

Very good service is good we spend this account 1 year ago Reviewed on: 15th January 2025

Very easy to use app and great bank

Very easy to use app and great bank Reviewed on: 15th January 2025

Everythung has been very easy to use and the app is...

Everythung has been very easy to use and the app is brilliant Reviewed on: 15th January 2025

Top Quality very easy to deal with

Top Quality very easy to deal with Reviewed on: 15th January 2025

Everything was made so simple to use

Everything was made so simple to use, the experience sowed me that Zopa know what they are doing and are so customer focused and friendly. Reviewed on: 15th January 2025

I am so happy with the procedure of application and...

I am so happy with the procedure of application and final delivery of my card. The credit limit was also very encouraging. I advice everyone to go for ZOPA credit card Reviewed on: 15th January 2025

I have had excelent service from Zopa.

I have had excelent service from Zopa.thank you Zopa Reviewed on: 15th January 2025

Very good service!

Very good service! Zopa app very easy to use. Highly recommended! Reviewed on: 15th January 2025

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