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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa has been helping me to manage my credit score e...

Zopa has been helping me to manage my credit score ever since I started using it. Reviewed on: 15th January 2025

I found Zopa perfect...

I found Zopa a perfect choice for people to start using credit card build score learn how to use credit. Reviewed on: 15th January 2025

Got accepted straight away,easy to use app

Got accepted straight away,easy to use app Reviewed on: 15th January 2025

Fantastic card great servigood card ce

Fantastic card great service so easy to use and always helpfull card services so overall great credit card Reviewed on: 15th January 2025

All things at perfect and super with the facilities...

All things at perfect and super with the facilities I need to use Reviewed on: 15th January 2025

I would recommend this to all who require stability...

I would recommend this to all who require stability with financies Reviewed on: 15th January 2025

I find them understanding with life’s ups and downs...

I find them understanding with life’s ups and downs as we all get and good communication Reviewed on: 15th January 2025

Absolutely no problem at all customer service team a...

Absolutely no problem at all customer service team are very friendly if you need to speak to them, the app is straight forward and easy to use I would definitely recommend Zopa credit card Reviewed on: 15th January 2025

They are really good and very efficient

They are really good and very efficient Reviewed on: 15th January 2025

Excellent and speedy service Highly recommend

Excellent and speedy service Highly recommend Reviewed on: 15th January 2025

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