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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

hello there i use zopa.

hello there i use zopa. credit card it is amazing service without any inconvience Reviewed on: 15th January 2025

Amazing credit card and customer service works well...

Amazing credit card and customer service works well with sorting out payment plans too if people are struggling brilliant service Reviewed on: 15th January 2025

Great credit card

I have my card set up to pay the balance each month, I can either wait until it is taken by DD or pay straight away, having this flexibility is really good. I also like the notifications by text, this is immediate and excellent for keeping you informed Reviewed on: 15th January 2025

Its very easy to get every information you need.

Its very easy to get every information you need. Reviewed on: 15th January 2025

Great to be with

They are always understanding about their customers, give people a chance when others wouldn't. I know if I had a problem, would find them really approachable and understanding of each individuals circumstances. Reviewed on: 15th January 2025

Excellent service.

Excellent service from this company. Affordable credit limits Reviewed on: 15th January 2025

I fell that the company is very good and helped if t...

I fell that the company is very good and helped if they need to Reviewed on: 15th January 2025

Use and easy best card to useto keep up payments on app

Use and easy to keep up payments on app Reviewed on: 15th January 2025

never had an issue with Zopa.

never had an issue with Zopa. i'd gladly recomend the card to others. they never bother me when i don't use my card. Reviewed on: 15th January 2025

Fantastic company

Very easy to talk to they listen and give 100% Reviewed on: 15th January 2025

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