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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit in a credit less world

Zopa offered me credit when many did not. I am grateful. I was trying to improve my credit and they gave me an opportunity to do it. Reviewed on: 15th January 2025

No problem with this company great experience from s...

No problem with this company great experience from start to finish swift and efficient 5* would highly recommend Reviewed on: 15th January 2025

I’ve always had the best experience with Zopa.

I’ve always had the best experience with Zopa. The apps easy to navigate and it’s always been easy and simple. Really happy with my choice for a credit card! Reviewed on: 15th January 2025

A very good service would highly recommend

A very good service would highly recommend Reviewed on: 15th January 2025

I've always had good opportunities to increase my cr...

I've always had good opportunities to increase my credit without bureaucracy Reviewed on: 15th January 2025

Easy to use app all I could hope for

Easy to use app all I could hope for Reviewed on: 15th January 2025

Cracking company with innovative ideas that make my...

Cracking company with innovative ideas that make my experience top notch. Reviewed on: 15th January 2025

Does what it says on the tin Easy and professional s...

Does what it says on the tin Easy and professional service the staff are always polite and happy to help.I have only had a good experience with Zopa Reviewed on: 15th January 2025

Happy to use ZOPA!

Happy to use ZOPA!!!! Simply to use Reviewed on: 15th January 2025

Very Happy

Very easy to use app, have nothing to say in a bad way . Very good all round Reviewed on: 15th January 2025

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